Pitch: Looking into the Housing Market for 2019

Years ago, the housing market sent the country into a recession that had not been felt since the Great Depression years.

It was a time when people were out of work and using anything and everything just to make ends meet.

The fear that people felt during those periods was real and should never be joked about.

Right now, the country is going through a period when the government is fighting back and forth, a stock market that continues to grow, and trade wars with countries around the world. With everything that is going on it might be easy to forget about the housing market.

Like every other business sector, the housing market will have its ups and downs.

There will be people making predictions about its future and even making claims that it is about ready to burst again like it did years ago.

The housing market is as strong as ever and there are reasons why that is true. There are several reasons why the housing market continue to stay strong for years to come.

Looking at an Opportunity

In 2017, the President signed into law a massive tax cut for all Americans.

Part of that bill created what many have come to see as “opportunity zones.” These parts of the bill allow certain capital gains to be deferred, eliminated, and even reduced.

It has become one of the best programs to benefit the American people.

How people are able to manage their benefits will be critical as the country moves forward in 2019.

Mortgage Interest and Low Interest Rates

The amount of mortgage interest that a person can deduct on their taxes in 2019 has changed.

In fact, it is lower than the previous year. Along with other tax breaks, this change will not be realized at first.

But it will as the year comes to a close. People will realize that they cannot deduct as much interest as in years past.

This may not be a positive thing for the housing market but lower interest rates will be. Interest rates for buying a home or refinancing one still continue to stay on the low side.

This is an attraction for people to stop renting and look into buying a home for themselves.

Many Options to Buy a Home

The housing market continues to benefit from the many options that are available to buyers to finance their home.

The traditional mortgage still requires a 20 percent down payment to be made before lenders will even consider loaning money to the buyer.

However, there are now programs available like the FHA loan, VA benefits, and other lending programs that only require a 3.5 percent down payment. This makes it easier for people to afford the down payment on a new home purchase.

It’s a Buyer Market or is It

Buyers seems to have the upper hand when it comes to buying a home.

They want to see homes that are in great condition with little to no updates needing to be done. On the flip side, sellers are able to charge more for their because buyers are willing to pay more for the updates and the pristine condition that the home may be in.

Either way, homes are selling at an incredible pace that seems likely to continue for many years to come.

The State of the Economy Seems to Help

More people are excited about the state of the economy.

The stock market continues to post tremendous gains and breaking new levels every day.

Regulations that once hurt parts of the economy have been rolled back to allow companies to expand and hire new people.

The tax cuts have put more money in Americans pockets for them to use at their choosing. The auto industry is growing and seeing record sales. All of this has been made possible because the people of the United States has a President that has put people first.

He has made it a mission to put America first on his agenda.

The housing market is stronger than ever and continues to grow. It has periods of cooling, but they have been short-lived.

It is safe to say that the current President has had a lot to do with current growth trend this country is seeing.

This also includes the housing market.

129 thoughts on “Pitch: Looking into the Housing Market for 2019

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